Mortgage Broker

Refinance

What is a Refinance or Equity Take-Out Mortgage?

Refinancing your mortgage can be a smart financial move, allowing you to take advantage of lower interest rates, consolidate debt, or access your home equity for other financial or lifestyle goals. With the right refinance mortgage, you can improve your financial situation and stay on track to achieve your financial goals.

Reasons to Refinance Your Mortgage

  • Lower Interest Rates: Take advantage of current market rates to reduce your monthly payments and save on interest over the life of your loan.
  • Debt Consolidation: Combine high-interest debts into a single, manageable mortgage payment, simplifying your finances and reducing your overall interest costs.
  • Access Home Equity: Unlock the equity in your home to fund renovations, invest in other opportunities, or cover major expenses.
  • Change Loan Terms: Adjust the term of your mortgage to better fit your financial goals, whether you want to pay off your mortgage faster or lower your monthly payments.
  • Graduate to a Prime Lender: Move from a private lender to a B-Lender, or from a B-Lender to a prime lender based on improvements in credit or income (See our Credit Repair Solutions for more information).

Benefits of working with mike

Knowledgeable

Years of experience and high mortgage volume to secure the best deals.

Available

I am always here, ready and available whenever you require assistance or support.

Accessible

Connect your way – phone, video call, text, email, or in person.

Friendly

Patient, understanding, and approachable.

How to Get Started
  1. Consultation: Contact me today to discuss your refinancing needs and goals.
  2. Assessment: Together we’ll assess your current mortgage and financial situation to determine the best refinancing options.
  3. Application: Complete a simple application process.
  4. Approval: Receive approval for your refinancing and start enjoying the benefits of your new mortgage terms.

Ready to refinance your mortgage and improve your financial situation? 

Contact Boniferro Mortgages today to explore your options and secure the right refinancing solution for your needs.

Mike Boniferro
Mortgage Broker
Originator Licence #M18001301

TLC Mortgage Group
Independently Owned and Operated