Mortgage Broker

Renewal

Don’t Sign That Renewal Offer
Without a Free Mortgage Review!

When your mortgage is up for renewal, you have the opportunity to negotiate the best terms and rates with any lender in the province – not just accept what your bank or current lender is offering!

 Why You Shouldn't Accept the First Offer

Rarely is the offer from your current lender the best offer available. Banks know that Canadians are busy and often hope you’ll just take what they offer – meaning more of your wealth ends up in their pockets. Don’t be fooled by the tricks that the banks play. Reach out as early as possible in the months before your mortgage is up for renewal!

Benefits of a Mortgage Review

  • Switching to a new lender at renewal is almost always FREE!
  • We will make dozens of lenders COMPETE for YOUR business!
  • Make changes to your amortization, product type, or even add a Home Equity Line of Credit all in one easy process. This can help you pay off your mortgage sooner, save thousands, or free up monthly cash flow.
  • Consolidate other debts into one lower payment with lower rates by taking advantage of your renewal date to avoid fees and penalties.

HOW WE WORK FOR YOU

Our process is designed to maximize your savings and convenience:

Comprehensive Review

We conduct a thorough review of your current mortgage and financial situation.

market comparson

We compare offers from dozens of lenders to ensure you get the best rates and terms.

customized solutions

Adjust your amortization, switch products, or add a Home Equity Line of Credit.

debt consolidation

I can help consolidate your debts into one manageable payment, saving you money on interest.

Get the Best Mortgage Renewal Rates

Don’t let your mortgage auto-renew without exploring your options. By shopping around, you can potentially save thousands of dollars over the life of your mortgage. I am here to guide you through the process and ensure you make the best financial decision.

Mike Boniferro
Mortgage Broker
Originator Licence #M18001301

TLC Mortgage Group
Independently Owned and Operated