Vacation & 2nd Home Mortages

Your Escape Awaits

Owning a vacation or second home in Ontario is more achievable than ever thanks to specialized lender and insurance programs. You may be able to take advantage of beautiful real estate options such as lakeside cottages, winter resort condos, or a forested city escape. Whether you’re looking for a weekend getaway or a year-round retreat, we offer competitive mortgage solutions to help you realize your dream.

Financing Your Vacation or Second Home

We provide access to specialized lenders for vacation properties with options such as:

95% Purchase Financing: Secure your dream property with as little as 5% down through mortgage insurers.
Competitive Interest Rates: Benefit from fully-featured products at below-bank rates.

Second Home Mortgages

A second home mortgage is for properties you plan to occupy part-time. Whether it’s a vacation spot or a residence for family use, we’ll find financing that works for you. You can even leverage equity from your primary residence toward your down payment. If you plan to rent it out or treat it as an investment property, stricter requirements apply (See Rental/Investment mortgages).

Popular Vacation Home Options

From lakeside residences to resort condos, vacation homes can offer relaxation with stunning views, private docks, or amenities like pools and fitness centers.

Flexible downpayment Options

CONTACT ME TODAY

Let Mike help you explore these financing options and find the best fit for your needs. Contact me today to start your journey toward owning your vacation or second home.

Mike Boniferro

Mortgage Broker
Originator Licence #M18001301

TLC Mortgage Group
Independently Owned and Operated

Vacation & 2nd Home Mortages

Financing Your Vacation or Second Home

Second Home Mortgages

Popular Vacation Home Options

Flexible downpayment Options

Mortgage Refinance

HELOC

Second Mortgage

Reverse Mortgage