Mortgage Broker

Rental/Investment

Investment Rental Property Mortgages

Whether you’re buying your first rental property or adding to an existing portfolio, it’s essential to work with a Mortgage Agent who understands the complexities of these mortgages as well as the goals and challenges of real estate investors. As an experienced investor myself, I’ve helped countless clients achieve the financial rewards of property investments of all types.

Expertise in Investment Property Mortgages

The number of lenders who cater to investors is smaller than those offering standard mortgage financing, and each has its own specialties in how they treat the income and expenses associated with owning a rental property. I am an expert in analyzing rental properties and matching your situation to the best lender. Knowing which lenders are best suited to help you achieve your goals at each stage of your portfolio building can make a huge difference in your wealth creation.

Benefits of a Specialized Mortgage Agent

Some situations where you can apply future rental income to help qualify include:

Converting Your Current Home to a Rental

 Keep your current home as a rental and purchase your next property with as little as 5% down.

Purchasing a New Rental Property

Buy a new single or multi-unit (up to 4 units) rental property with as little as 20% down.

Occupying One Unit

Purchase a 2-4 unit building (duplex, triplex, fourplex) where you will occupy one of the units with as little as 5-10% down.

Single Family Home With Additional Units

Buy a single-family home with an in-law suite or additional dwelling unit/laneway house.

Commercial Properties

Purchase 5+ unit properties through my COMMERCIAL offerings.

Add a Rental Suite Or Additional Dwelling Unit

Plan to add a rental suite to your new purchase and work the construction costs into your mortgage, and use projected rental income to qualify for a higher mortgage amount.

Tailored solutions for real estate investors

Every investor’s situation is unique. I take the time to understand your specific goals and challenges, providing tailored mortgage solutions to help you build and grow your real estate portfolio.

Ready to take the next step in your real estate investment journey? Contact Mike Boniferro today to schedule a consultation with the expert in investment rental property mortgages. Have me help you secure the best financing options and achieve your financial goals.

Mike Boniferro
Mortgage Broker
Originator Licence #M18001301

TLC Mortgage Group
Independently Owned and Operated