Mortgage Broker

Competitive Mortgage rates

Whether you’re a first-time homebuyer or seeking to refinance, my dedication to staying on top of market trends and interest rate fluctuations ensures that you receive a tailored mortgage plan that aligns with your financial goals.
I’ll always hunt down the best rate available, and then the real magic is crafting a mortgage plan that saves you money in the long run and speeds up your path to financial freedom.
Let’s discover the best rate and products for you with a fast, no obligation application below!

The rates quoted below represent a standard baseline interest rate for a prime rate mortgage. Please contact Mike to find out what you qualify for, and about exclusive and promotional rates.

Ready to move forward?

Lock in this rate today

No obligation • Free consultation • 519-851-4590

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Mary Mary profile picture
Mary Mary
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Amazing experience! Very professional, helpful, and knowledgeable throughout the entire process. Made everything smooth and stress-free. Highly recommend!

Owner's reply
Mary, we appreciate you sharing this wonderful feedback. We are glad our team's professionalism and knowledge kept the process smooth and stress-free. Your recommendation means a lot, and we hope to assist you again in the future.
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Victoria Wernham profile picture
Victoria Wernham
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I would highly recommend Mike after our experience financing a rental property. Mike was quick to respond to our inquiries, got us the best rate available and made helpful suggestions on improving the property. The experience was seamless from start to finish.

Owner's reply
Thank you Victoria, It was great to help you with this amazing investment you made! I'm so glad it worked out as well as it did.
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kyle smith profile picture
kyle smith
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Very attentive and responsive. Even when our business needs didn’t require his service he reached out and ensured we got the best rate. We recommend his services to a friend and they were able to find their dream home with his help.

Owner's reply
Kyle, thank you for the kind review. We’re glad we could stay proactive and help secure the best rate for you even when our services weren’t required. Hearing that your friend found their dream home with our assistance is fantastic. We value your referral and look forward to helping again.
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Mitchell Irwin profile picture
Mitchell Irwin
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We friendly and personable! Answered all our questions no matter what they were or how often we asked lol very knowledgeable and was able to get an even better deal then we hoped! We have recommended Mike to everyone we know and continue to use his help today!

Owner's reply
Mitch, thank you for the wonderful review. It means so much to hear that you were happy with the service, and your mortgage! I appreciate your support and look forward to working with you again!
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Umid Rasheed profile picture
Umid Rasheed
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Best mortgage broker ever. I recommend every one to deal with him he get you best rate and best deal. Thanks you Mike

Owner's reply
Thanks Umid, I appreciate your support and business over the years!
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William Sercombe profile picture
William Sercombe
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great service .. no hitches

Owner's reply
William, we’re thrilled to hear you experienced great service with no hitches. That feedback really encourages our team to maintain high standards. We look forward to serving you again.
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Lucas Deveaux profile picture
Lucas Deveaux
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The best around!

Owner's reply
Lucas, thank you! The feeling is mutual! I appreciate your support 😊
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Nedal profile picture
Nedal
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Working with Mike made the entire mortgage process incredibly easy and stress-free. From our very first conversation, he was exceptionally helpful and always responded quickly to my questions, no matter how small. Mike truly cares about the details, ensuring everything was handled accurately and efficiently from start to finish. I highly appreciate his dedication and prompt communication, and I would recommend his services to anyone looking for a seamless mortgage experience.

Owner's reply
Nedal, thank you for your review and recommendations. I am grateful to have the opportunity to work with you!
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mehak mundra profile picture
mehak mundra
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Great experience with Mike. he is a. professional, helpful, and easy to work with. He made the whole process simple and stress-free. Highly recommended!

Owner's reply
Thank you so much, Mac! Congratulations on the new home, and I look forward to supporting you with future mortgages!
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Nigel Mahabir profile picture
Nigel Mahabir
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I’ve had such a great experience working with Mike Boniferro over the years. He has helped me with everything from my new construction mortgage and refinancing to financing a new business opportunity, and I’m incredibly grateful for the support he has given me through each step. Mike genuinely takes the time to understand what you’re trying to accomplish, whether it’s personal or business related. He explains your options clearly, answers every question, and works hard to find financing that makes sense for your situation. He’s responsive, honest, patient, and always makes you feel like he truly has your best interests in mind. Having someone you can truly trust when making some of life’s biggest financial decisions is incredibly important, and Mike has been that person for me. He’s been there through some exciting and important chapters in my life, and his guidance and support have meant more to me than I can say. I’m genuinely thankful to have had Mike in my corner through it all, and I wouldn’t hesitate for a second to recommend him to my family, friends, or anyone looking for someone who will truly care about their goals and help make them happen. Thanks, Mike, for always going above and beyond and for being someone I know I can count on. I truly appreciate everything you’ve done for me!

Owner's reply
Thanks Nigel, the feeling is mutual. I'm so happy for you and your family, and wish you all the best with the new business and construction ventures!

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Mike Boniferro
Mortgage Broker
Originator Licence #M18001301

DLC Elite Mortgage Group
Independently Owned and Operated