Looking for a mortgage in Byron? We help buyers and homeowners in London’s southwest compare rates from 90+ lenders and get a clear plan, whether you’re buying your first family home, moving up or refinancing.
For local market context, see LSTAR housing data and federal mortgage insurance rules from CMHC. Verify licensing on the FSRA mortgage broker search.

Byron sits south of the Thames River in London’s southwest. It was a village of its own until London annexed it in 1961, and it has grown into one of the city’s most established family neighbourhoods. Most homes are detached houses on quiet streets, with newer subdivisions reaching toward Southdale Road.
With Springbank Park, Boler Mountain and local elementary schools close by, Byron draws families and move-up buyers. That makes a strong pre-approval and the right mortgage structure important before you make an offer.
Our office is at 152 Albert St in Downtown London. From Byron, it’s a straight drive in along Commissioners Road West or Springbank Drive, usually about 15–20 minutes. Prefer not to drive? We can handle most of the process by phone, video call and secure online application.
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Let’s get you pre-approved and confident before you start touring homes in Byron.
Mike Boniferro helps Byron buyers and homeowners compare options from 90+ lenders, secure competitive rates and get clear guidance before making an offer.
Yes. A pre-approval confirms your budget and can hold a rate, so you can move quickly when the right Byron home comes up.
Yes. Mike explains down payment options, mortgage insurance, monthly payments and closing costs, so first-time buyers know exactly what they can afford.
We serve Byron, Westmount, Oakridge, Lambeth and the rest of London, plus St. Thomas, Woodstock, Strathroy and Ingersoll.
You can usually port it, blend it with new funds, or break it and pay a penalty. Mike compares the cost of each option and can arrange bridge financing when your closing dates don’t line up.
A bank can only offer its own products. A mortgage broker compares many lenders, which gives Byron buyers more choice on rate, terms and prepayment options.
Yes. Mike helps Byron homeowners review renewal offers, refinance to consolidate debt or fund renovations, and find lower-rate options.
Requirements vary by lender, but stronger credit usually means more options. Mike can review your situation and match you with suitable lenders.
Yes. Mike works with self-employed borrowers and helps organize income documents so lenders see the full picture.
Book a call or complete the online application, and Mike will review your goals and lender options with you.