As you embark on your journey to become a homeowner in this great country, I’m here to help you secure the financing you need. Whether you are a new Citizen, Permanent Resident or even if you are a study or work permit holder, I can help guide you toward home ownership.
Permanent Residents and Canadian Citizens with an established Canadian credit history (2 years+) qualify for straightforward financing. The key factors determining your eligibility are down payment, credit history, and income.
If your credit history in Canada is newer, don’t worry – there are still plenty of options available through the New to Canada programs offered by Canadian mortgage insurers and lenders. Every situation is unique based on how long you’ve been in the country and where you immigrated from. Contact me to discuss your specific circumstances and how you may be able to purchase your dream home.
Ensure you have stable employment and sufficient income to meet the lender’s requirements.
Save for your down payment.
The amount required will vary depending on the lender and your specific situation.
Improving your credit score will help you build a solid financial future.
Ready to explore your mortgage options as a new Canadian? Contact Mike Boniferro today to schedule a consultation. I’m here to help you every step of the way.
Have questions for Mike? Send a quick message below and I’ll reach out right away!
